One of the most popular communities provided by {{page_data.agentName}}

CUMBERLAND

One of the most popular communities provided by Charis Realty

CUMBERLAND

About CUMBERLAND

Discover Cumberland, MD Real Estate

Cumberland, Maryland offers a unique blend of historic charm, scenic beauty, and affordable living, making it an ideal destination for homebuyers and investors alike. Nestled in the picturesque mountains of Western Maryland, Cumberland is renowned for its vibrant downtown, stunning architecture, and a community rich in history.

Why Choose Cumberland, MD for Real Estate?

1. Affordable Housing Market

Cumberland is known for its exceptionally affordable real estate prices compared to national averages. Whether you’re looking for historic homes, modern townhouses, or cozy apartments, there’s something for every budget.

  • Median Home Price: Significantly lower than the Maryland state average
  • Variety of Properties: Single-family homes, multi-family units, and condos

2. Historic Character and Small-Town Charm

With its beautifully preserved Victorian and Colonial architecture, Cumberland’s neighborhoods exude character. Many properties offer unique features like hardwood floors, original moldings, and spacious porches.

  • Historic Downtown District
  • Tree-lined streets
  • Walking distance to shops, restaurants, and local parks

3. Recreation and Lifestyle

Living in Cumberland means enjoying an active outdoor lifestyle. The area is a gateway to recreation, offering year-round activities such as hiking, biking, and boating.

  • Access to the Great Allegheny Passage Trail
  • Proximity to the C&O Canal National Historical Park
  • Nearby golf courses and state parks

4. Strong Sense of Community

Cumberland’s welcoming atmosphere and variety of community events make it a great place for families, retirees, and professionals.

  • Local farmers markets
  • Annual festivals and parades
  • Excellent public and private schools

Cumberland, MD Neighborhood Highlights

  • South Cumberland: Family-friendly, close to schools and parks
  • West Side: Historic homes, easy downtown access, and architectural diversity
  • North End: Quiet, residential, with larger lot sizes

Investment Opportunities

Cumberland has become an emerging hotspot for real estate investors thanks to low property taxes, affordable renovation costs, and rising demand for rental properties. Its location near major highways also makes it attractive for those commuting or seeking vacation rentals.

  • High potential for rental income
  • Ideal for fix-and-flip projects
  • Increasing demand from young professionals and retirees

Find Your Dream Home in Cumberland, MD

Ready to explore Cumberland, MD real estate? From charming historic properties to modern family homes, this area has it all. Explore current listings, connect with local agents, and find out why so many are choosing to call Cumberland home.

Start your Cumberland, MD real estate journey today!

For more information, visit the Allegany County Chamber of Commerce or browse available listings on Realtor.com Cumberland, MD.

Cumberland, Maryland real estate—where comfort, history, and opportunity meet.

One of the most popular communities provided by Charis Realty
217
# of Listings
3
Avg # of Bedrooms
$189
Avg. $ / Sq.Ft.
$242,186
Med. List Price

Browse CUMBERLAND Real Estate Listings

161 Properties Found. Page 3 of 11.

COMMERCIAL PROPERTY THAT IS MOVE-IN READY! 119 Smallwood is an older office building that has been recently remodeled (new plumbing, bathroom updates, drywall, flooring, etc). It offers a handicap entrance, multiple office spaces, two bathrooms and a kitchenette. Brand new alarm system and cameras installed. Outside, there is enough space to park four cars in the small parking lot. Taxes and square footage are estimated.
#MDAL2010142

CUMBERLAND

119 S SMALLWOOD STREET

None Beds

None Baths

1,357 Sq.Ft.

$189,900

MLS#: MDAL2010142

🏡 Fully Remodeled Ranch Home with Walkout Basement & Tree Views
📍 340 Davidson St, Cumberland, MD 21502

Welcome to this beautifully fully renovated 4-bedroom, 2-bathroom ranch home located in a quiet yet convenient neighborhood of Cumberland. Set on a manageable 3,486 sq ft lot, this 1,728 sq ft home blends classic charm with modern upgrades, offering comfort, functionality, and style.
Step inside to discover a completely remodeled interior and exterior, including:
New roof and driveway
New electric panel and HVAC system
New kitchen featuring contemporary cabinetry, countertops, and all-new appliances
New bathrooms with stylish finishes
Fresh paint, lighting, doors, and flooring throughout
New hot water heater
The home offers a thoughtful layout with 2 bedrooms and 1 full bath on the main level, and 2 additional bedrooms with 1 full bath in the fully finished walkout basement — ideal for guests, extended family, or potential rental income. A spacious attic provides future expansion potential for a home office, studio, or bonus room.
Enjoy peaceful mornings or relaxing evenings on the private deck, which overlooks a tranquil wooded area and offers beautiful views of the city below.
📍 Just minutes from downtown Cumberland, you'll appreciate the close proximity to shopping, dining, and local amenities, while still enjoying the quiet of a residential street.
✅ Key Features:
4 bedrooms, 2 full bathrooms
Fully finished walkout basement
New kitchen & appliances
New HVAC, electric, and hot water heater
Private deck with scenic views
Spacious attic with potential to finish
Quiet location close to city amenities
#MDAL2013188

CUMBERLAND

340 DAVIDSON STREET

4 Beds

2 Baths

1,728 Sq.Ft.

$189,000

MLS#: MDAL2013188

Introducing a lucrative investment opportunity situated on Maryland Avenue, this property features three units configured as a duplex. The first side boasts 4 bedrooms and 2 full baths and is leased at $1000 per month, offering a steady stream of income. On the other side of the duplex, you'll find two separate up-and-down units. One unit is 2 bedrooms and 1 bath and is rented for $650 per month, while the other unit is 1 bedroom and 1.5 baths and is rented for $600 monthly, contributing to a substantial annual gross income of $27,000 with a commendable rental history. Don't miss the chance to capitalize on this investment – schedule your showing today to seize this promising opportunity!
#MDAL2008604

CUMBERLAND

876 MARYLAND AVENUE 878

3 Beds

None Baths

2,604 Sq.Ft.

$185,000

MLS#: MDAL2008604

Step inside this newly remodeled Cape Cod–style home featuring 3 spacious bedrooms and 1 full bath, perfectly blending charm and modern comfort. Nice open floorplan! .  Electric baseboard heating system. Situated on a corner lot, this home offers plenty of curb appeal and an abundance of off-street parking. The large detached garage provides additional space for vehicles, storage, or a workshop—ideal for hobbyists or those needing extra room.  Enjoy peace of mind with a full unfinished basement. Conveniently located close to schools, shopping, dining, and other amenities, this home offers the ideal balance of comfort and convenience. Don’t miss this move-in  ready gem—schedule your showing today!
#MDAL2013210

CUMBERLAND

14200 STONEFIELD LANE

3 Beds

1 Baths

1,536 Sq.Ft.

$185,000

MLS#: MDAL2013210

This beautifully updated duplex features two spacious units, each with 2 bedrooms. One unit offers 1 full bath, while the other provides 1.5 baths for extra convenience. Both units have been completely remodeled from top to bottom, blending modern style with efficiency.
Upgrades include brand-new siding, roof, windows, and doors, along with all new plumbing and forced-air heating systems. Inside, you’ll find new flooring, updated kitchens with sleek cabinetry, countertops, and brand-new appliances, plus freshly renovated bathrooms.
Whether you’re looking for a smart investment property or a home where you can live in one unit and rent the other, this duplex checks all the boxes. Turnkey, low-maintenance, and ready for its next chapter.
#MDAL2012782

CUMBERLAND

449 COLUMBIA STREET

4 Beds

None Baths

3,372 Sq.Ft.

$185,000

MLS#: MDAL2012782

This beautiful 2-story house was fully renovated and is move in ready. The first floor of this home includes a living room, dining room, kitchen, full bath with tub and mudroom with washer and dryer hook-ups. The upstairs has two bedrooms, a half bath, a common area, and a stairway to the attic. There are beautiful hardwood floors and full-size windows. Kitchen includes a refrigerator, range, over the range microwave and dishwasher. Appliances are black and stainless steel. The wiring, plumbing and windows were all updated during renovations. In 2019, the roof was replaced and a new HVAC system was installed in 2018. The home is heated by a high efficiency heat pump forced air furnace. This home also includes a front porch, fenced in backyard, detached 3 car garage with upper storage area and private off-street parking. The rear alley dead ends at this property. 

Home is minutes from Downtown Cumberland, Allegany College of Maryland, UPMC Western Maryland Hospital, recreational parks and trails, and access to Interstate 68. It is also a short drive to Frostburg State University and Northrup Grumman in Rocket Center, WV. 

Complete List of Renovations/Updates: 

2025 - New Exterior Light Fixtures 

2024 - New Roof on Detached 3 Car Garage, New Window in Detached Garage, New Gutters & Downspouts on House & Detached Garage, New Flooring on Front Porch, Windows Wrapped in Aluminum, New Refrigerator, New Stove 

New Over the Range Microwave, New Roof on House (2019), New Heat Pump Forced Air HVAC System (2018), New Wiring in Garage, New Plumbing throughout House, New Wiring throughout House, New Insulation in House, New Bathrooms Installed, New Kitchen Installed, New Windows (Double Hung, Double Pane, Low E/Argon Vinyl) & Exterior Doors Installed, Hardwood Floors Refinished, New Hot Water Heater Installed, New Garage Doors on Detached Garage
#MDAL2012518

CUMBERLAND

118 OAK STREET

2 Beds

1 Baths

1,890 Sq.Ft.

$184,900

MLS#: MDAL2012518

This charming ranch-style home, built in 1955, exudes warmth and comfort with its inviting stone exterior and beautifully maintained hardwood floors. Most of the interior recently painted.  New Bathroom on Main Level .  This residence features three  bedrooms and two full bathrooms, perfect for relaxation and privacy. The heart of the home is the cozy living area, complete with a stone fireplace that adds a touch of warmth on chilly evenings. The kitchen is equipped with essential appliances, including a stove, refrigerator, dishwasher, and convenient laundry facilities with a washer and electric dryer located in the partially finished basement. Enjoy the ease of double-pane windows that enhance energy efficiency and comfort throughout the seasons. The garage and ample driveway space provide plenty of parking for guests. Nestled on a 0.13-acre lot, this home offers a perfect blend of indoor and outdoor living, making it an ideal retreat for anyone seeking a peaceful place to call home.
#MDAL2012466

CUMBERLAND

30 MEMORIAL AVENUE

3 Beds

2 Baths

2,410 Sq.Ft.

$184,900

MLS#: MDAL2012466

Nestled in the charmingneighborhood, this delightful ranch-style home offers a perfect blend of comfort and convenience. Built in 1963, this well-maintained brick residence features 1,741 square feet of inviting living space, ideal for creating lasting memories. As you step inside, you’ll be greeted by a warm ambiance, highlighted by a cozy fireplace that beckons for quiet evenings and gatherings with loved ones. The home boasts three spacious bedrooms and one and a half bathrooms, providing ample space for relaxation and privacy. The combination of hardwood and carpeted flooring adds a touch of elegance while ensuring comfort throughout. Situated on a corner lot of 0.13 acres, the property offers a sense of openness and light, with a pleasant street view that enhances its suburban charm. The full basement presents endless possibilities for customization, whether you envision a recreation area, home office, or additional storage. Parking is a breeze with a detached carport, ensuring your vehicle is protected from the elements. Enjoy the tranquility of suburban living while being just a short drive away from local amenities, parks, and schools. This home is not just a property; it’s a place where you can truly feel at home. Embrace the opportunity to make this inviting space your own and experience the comfort and warmth it has to offer.
#MDAL2013244

CUMBERLAND

118 KARNS AVENUE

3 Beds

1 Baths

2,378 Sq.Ft.

$179,000

MLS#: MDAL2013244

Welcome home to 511 Patterson Avenue! This charming brick beauty is full of updates and character. Step inside to find a bright, remodeled kitchen and bath, along with convenient laundry on the bedroom level. The home offers 3 comfortable bedrooms, a welcoming covered front porch, and a spacious covered rear patio perfect for relaxing or entertaining. The fenced backyard provides privacy and space to play, with off-street parking accessible from the alley. Move-in ready and full of charm — this one won’t last long!
#MDAL2013062

CUMBERLAND

511 PATTERSON AVENUE

3 Beds

1 Baths

2,118 Sq.Ft.

$179,000

MLS#: MDAL2013062

Own a Piece of Historic Downtown Cumberland’s Revival!
Be part of the exciting “Reimagine Historic Downtown Cumberland” initiative with this incredible opportunity to own a 7,080 sq ft mixed-use property in the heart of a growing retail and dining district. This building offers a prime first-floor retail space perfect for a boutique, café, or creative venture, while the second and third floors present a blank canvas—ready for your vision and in need of major renovation. Located in a lively streetscape welcoming both daytime shoppers and nighttime visitors, this property offers flexibility, character, and potential. With the Main Street Streetscape Project completed, now is the perfect time to invest as the area begins a vibrant transformation. Don’t miss your chance to own a piece of Cumberland’s bright future!
#MDAL2012094

CUMBERLAND

123 BALTIMORE STREET

None Beds

None Baths

8,160 Sq.Ft.

$175,000

MLS#: MDAL2012094

Fully renovated, hardwood floors on top 2 levels. New vinyl plank flooring in family room. New ceramic Italian tile in bathrooms. New bathroom vanities, new plumbing  fixtures throughout. Kitchen has new: Samsung stainless steel appliances, new quartz counter tops and new kitchen cabinets. Rear patio off family room. 1 car garage. 2 fireplace's 1 in living room and and  family room. Fenced rear yard.
#MDAL2013104

CUMBERLAND

11816 BEDFORD #REAR

4 Beds

2 Baths

3,378 Sq.Ft.

$175,000

MLS#: MDAL2013104

GREAT LOCATION RIGHT OFF THE CUMBERLAND MALL -PREVIOUSLY LISTED FOR 10- 14-16 N CENTRE ST - NOW LISTING IS FOR 14-16 N. CENTRE ST ONLY -  A VERY HIGH VOLUME AREA WITH RESTAURANTS - MANY STORES AND OFFICES LOCATED NEARBY - THIS LARGE BUILDING HAS EXCELLENT RETAIL SPACE ON THE MAIN LEVEL WITH MANY ROOMS ON THE UPPER LEVELS THAT COULD BE USED FOR A MULTITUDE OF USES - LOTS OF PUBLIC PARKING IS ALSO AVAILABLE - 
3 BATHROOMS (1 FULL,2 HALF) POSSIBLY SOME MATCHING REVITALIZATION GRANTS AVAILABLE IN THIS AREA - LOCATED IN THE DOWNTOWN BUSINESS AREA
#MDAL2002384

CUMBERLAND

14-16 CENTRE STREET N

None Beds

None Baths

4,100 Sq.Ft.

$175,000

MLS#: MDAL2002384

Turnkey Triplex with Income Potential – Expand Your Investment Portfolio Today!

This triplex is a golden opportunity for investors seeking strong cash flow and future upside. Featuring two spacious 2-bedroom units and one well-appointed 1-bedroom unit.  A potential 4th unit or dedicated storage area adds flexibility and long-term value. Recent upgrades include a new metal roof, three brand-new gas furnaces, and ductwork installed for future mini-split systems. All appliances convey for a hassle-free transition.

One unit is currently rented at $950/month, and each unit is separately metered for gas and electric—keeping expenses in check. Tenants pay their own gas and electric, while the owner covers water, sewer, and trash.

Perfectly positioned near downtown Cumberland, shopping, restaurants, and medical facilities. Call today to schedule a tour!  This is your chance to own a high-potential, income-producing property in a growing market. Seller will consider a package deal with other available properties which include: MDAL2012462, MDAL2012546
#MDAL2012472

CUMBERLAND

15 DECATUR STREET

5 Beds

None Baths

5,280 Sq.Ft.

$175,000

MLS#: MDAL2012472

ADORABLE MOVE-IN READY CAPE COD RIGHT OUTSIDE CITY LIMITS! Welcome to 11903 McMullen Highway. This 2 bedroom, 1.5 bathroom home has been lovingly renovated, maintained and is ready for its new owner! The main level features a spacious living room with a decorative fireplace, a formal dining room, a recently renovated kitchen, a covered side porch AND a screened-in back porch and patio area for additional indoor/outdoor living space. Upstairs, there are two bedrooms and a renovated bathroom with a tub/shower. The basement is unfinished, with the exception of a bathroom, and features space for laundry and storage. Outside, the home sits on a 0.58 acre lot that backs to woods and has a small stream to the right of the home. There is plenty of off-street parking and a storage shed. Conveniently located to I-68 and the City of Cumberland BUT NO CITY TAXES! Call today- this cutie will not last long!
#MDAL2012834

CUMBERLAND

11903 MCMULLEN HIGHWAY SW

2 Beds

1 Baths

1,540 Sq.Ft.

$174,900

MLS#: MDAL2012834

Welcome to 28 Virginia Avenue, where timeless charm meets everyday comfort. This beautifully maintained Victorian offers 3 spacious bedrooms and 3 full baths—including a private ensuite in the primary—designed with both character and functionality in mind.

The grand foyer with its wide staircase sets the stage for the home’s inviting layout. The main level features generous living areas—including a living room, dining room, and family room—perfect for gatherings or quiet evenings at home. A full bath on this level adds everyday convenience.

Upstairs, the primary suite provides a private retreat, joined by two additional bedrooms and another full bath. The upper-level laundry and access to a full walk-up attic enhance the home’s practicality while maintaining its classic appeal.

Outside, ample off-street parking is complemented by additional on-street options. The lot offers just enough outdoor space without the burden of high maintenance.

Perfectly situated near Cumberland’s historic downtown, you’ll enjoy easy access to shops, restaurants, healthcare, public spaces, and year-round outdoor activities. This home truly balances Victorian character with modern convenience.

Don’t miss the chance to make it yours—comfort and charm await at 28 Virginia Avenue!
#MDAL2012646

CUMBERLAND

28 VIRGINIA AVENUE

3 Beds

3 Baths

3,402 Sq.Ft.

$169,000

MLS#: MDAL2012646

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